Personal Insurance: 

We are always here to bring you the best in personal service. If you are looking into moving your current coverage, or are insuring for the first time, we will make the process easy.

Automobile Insurance

Personal Auto, Specialty/Classic Car, Motorhome/RV/Travel Trailer, Motorcycle, Golf Cart, Off-Road Vehicle

Homeowners Insurance

Homeowners, Mobilehome, Condominium, Renters

Watercraft

Boat, Personal Watercraft

Personal Umbrella

Umbrella / Excess

Benefits

Health Insurance, Life Insurance

Personal Auto Insurance: When you purchase auto insurance, you’re not just protecting you vehicle – you’re protecting your way of life as well. We represent several top preferred and standard carriers so that we are able to tailor a package according to your needs. There are many discounts available, as well as substantial discounts for having your home & auto insurance with the same company.

Specialty/Classic Car: We represent top carriers that specialize in antique, classic or modified collector vehicles. These policies are tailored specifically for the collector vehicles.

Motor home/RV/Travel Trailer: Although many carriers allow recreational vehicles to be added to an auto insurance policy, that may not be the best option. Policies specifically designed for recreational vehicles can include converge for personal property, towing/roadside assistance, emergency expense, and vacation liability - which is not normally available on a standard auto insurance policy. Some carriers even offer total loss replacement cost as an option.

Motorcycle: Specialized motorcycle insurance policies offer coverages similar to a personal auto policy, but can include additional coverage for optional/customizing equipment, as well as towing/roadside assistance specific to motorcycles.

Golf Cart: Many communities allow golf carts to share the road with conventional motor vehicles. Specialty coverage can be obtained for both street legal and off-highway golf carts.

Off Highway Vehicles: many people don’t consider coverage on their off-highway vehicles. Off-highway vehicle policies can provide coverage for the injuries or property damage you may cause to others, as well as options for your own medical and injuries caused by uninsured motorists. Coverage is also available for physical damage to your vehicle.

Homeowners: Your home is probably you most valuable asset. We can help you determine which of the many carriers we represent will best meet your needs, as well as provide the most value for your dollar. There are many discounts available, as well as substantial discounts for having home and auto policies with the same company.

Mobilehome: We have been offering preferred mobilehome insurance packages for over 33 years and represent top carriers that have given us leverage to insure almost all types. Whether you have a mobile, manufactured, or modular home, let us explain the various types of policies and coverages available.

Condominium: Condominium Policies are similar to a renter’s policy, but provide additional coverage for building improvements and alterations. Normally condo associations have a form of mater policy to provide coverage on the exterior walls or shell of the building, but the condo owner needs to obtain coverage for the remaining improvements. These polices also provide coverage for personal property, loss of use, and liability.

Renters: many renters overlook obtaining insurance for their personal property and liability. Renter’s insurance policies can be very inexpensive and provide coverage for personal property, loss of use, liability, and medical payments. Many carriers also offer multi-policy discounts if you have auto and renters insurance through the same company.

Boat: Boaters have unique needs and we represent carriers that have tailored packages to meet those needs. With coverage options for watersports liability, towing/assistance, agreed value, and trailers, these policies can be modified to provide exactly what boaters need.

Personal Watercraft: Similar to boat policies, a personal watercraft policy can provide coverage for liability, as well as uninsured watercraft, medical, and physical damage coverages.

Umbrella/Excess: With lawsuits continuing to increase, a personal umbrella policy makes sense to nearly everyone. An umbrella policy provides additional coverage over and above your primary policies, to help protect against catastrophic liability claims.

Health Insurance: Shopping for health plans can be overwhelming, since there are so many variables and options available. We work with the nation's top carriers to provide the best options in an ever changing market.

Life Insurance: Life insurance can be a tender subject, but did you know there are policies that could provide funds you can use besides just the death benefit? Whether you are looking for a term policy, whole life policy, or universal life policy, we have access to a team that specializes in only life insurance.